If you're self-employed, a 1099 earner, or a business owner, your tax returns don't always tell the whole story. We offer programs that qualify you on your actual income and cash flow.
Qualify on 12–24 months of deposits.
Built for contractors and gig earners.
We understand write-offs and cash flow.
Options beyond standard W-2 underwriting.
Absolutely. Beyond standard loans, we offer bank-statement and 1099 programs that qualify you on real income — helpful when write-offs lower your taxable income.
A loan that uses 12–24 months of bank deposits to document your income instead of tax returns — ideal for self-employed borrowers.
Often two years, but some programs allow less. Tell us your situation and we'll match you to the right option.
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