A USDA loan is a government-backed mortgage for eligible homes in qualifying rural and suburban areas — and many suburban neighborhoods qualify, not just remote rural ones.
For eligible buyers and areas.
Many suburbs qualify — we'll check the address.
Backed by the USDA for affordability.
Designed for low-to-moderate-income households.
Many rural and suburban areas are eligible — often more than buyers expect. Send us the address and we'll check the USDA eligibility map for you.
USDA offers low-down-payment options for eligible buyers, subject to income and property-location requirements. Your loan officer will confirm what applies to you.
Yes — USDA loans are designed for low-to-moderate-income households, and limits vary by area and household size. We'll confirm if you qualify.
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Tell us a little about your plans and a licensed Clear Home Loans loan officer will follow up to talk through your options. It takes about a minute, with no obligation.