A jumbo loan finances homes priced above standard conforming limits. If you're buying a higher-priced or luxury home, a jumbo loan gives you the financing power with competitive terms.
Finance above conforming limits.
Strong pricing for well-qualified buyers.
Flexible terms for your goals.
Available for more than your main residence.
A jumbo loan is a mortgage that exceeds the conforming loan limit set each year. It's used for higher-priced homes that standard loans can't cover.
Often, yes — typically 10% or more, along with strong credit and reserves. We'll tailor the structure to your situation.
Not necessarily — for well-qualified buyers, jumbo rates can be very competitive with conforming loans.
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Tell us a little about your plans and a licensed Clear Home Loans loan officer will follow up to talk through your options. It takes about a minute, with no obligation.