A VA loan is a benefit you earned. Backed by the U.S. Department of Veterans Affairs, it lets eligible veterans and active-duty service members buy with no down payment and no monthly mortgage insurance.
No down payment required for eligible borrowers.
Keeps your payment lower than many loans.
VA loans often carry strong rates.
You can use your VA entitlement more than once.
Eligible veterans, active-duty service members, National Guard/Reserve members, and some surviving spouses. You'll need a Certificate of Eligibility (COE) — we help you get it.
Yes — most eligible borrowers can buy with 0% down. A funding fee may apply and can often be rolled into the loan.
Yes. VA entitlement can be restored and reused for future purchases in most cases.
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