VA Loans

VA loans — a benefit you earned.

A VA loan is a benefit you earned. Backed by the U.S. Department of Veterans Affairs, it lets eligible veterans and active-duty service members buy a home with no monthly mortgage insurance.

The Clear VA Loans advantage

Low-down-payment options

Ask about eligibility — we help you get your Certificate of Eligibility.

No monthly PMI

Keeps your payment lower than many loans.

Competitive rates

VA loans often carry strong rates.

Reusable benefit

You can use your VA entitlement more than once.

VA Loans — your questions, answered

Who is eligible for a VA loan?

Eligible veterans, active-duty service members, National Guard/Reserve members, and some surviving spouses. You'll need a Certificate of Eligibility (COE) — we help you get it.

How much do I need for a down payment on a VA loan?

It depends on your eligibility, your entitlement and the home's price — your loan officer will confirm your options. A funding fee may apply and can often be rolled into the loan.

Can I use my VA benefit more than once?

Yes. VA entitlement can be restored and reused for future purchases in most cases.

Explore more loan options

FHA Loans · Conventional Loans · USDA Loans · Jumbo Loans · Refinance · See all loan options →

Ask about VA Loans

Tell us a little about your plans and a licensed Clear Home Loans loan officer will follow up to talk through your options. It takes about a minute, with no obligation.

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