Home Equity

Home equity — put what you've built to work.

Your home may be one of your biggest assets. A cash-out refinance or home-equity option lets you turn the equity you've built into cash — for renovations, debt payoff, or life's big moments.

The Clear Home Equity advantage

Cash-out refinance

Access equity and reset your mortgage.

Consolidate debt

Roll higher-interest balances into one payment.

Fund renovations

Reinvest in the home you love.

Clear cost picture

We show the numbers before you decide.

Home Equity — your questions, answered

How much equity can I access?

It depends on your home's value and current balance — many programs let you borrow up to about 80% of value. We'll calculate your available equity.

Is a cash-out refinance a good idea?

It can be — for renovations, debt consolidation, or major goals at a lower rate than credit cards. We'll make sure the math works for you.

What's the difference between a HELOC and a cash-out refinance?

A cash-out refinance replaces your mortgage with a larger one; a HELOC is a separate line of credit. We'll help you choose the better fit.

Explore more loan options

FHA Loans · VA Loans · Conventional Loans · USDA Loans · Jumbo Loans · See all loan options →

Ready for your clear way home?

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