Buying your first home should feel exciting, not overwhelming. We walk you through every step — from pre-qualification to keys — with low-down-payment options and zero pressure.
FHA, conventional, VA and USDA options for eligible buyers.
We'll point you to assistance programs you may qualify for.
We explain each step in plain English.
Shop with confidence and a real budget.
Less than most people think — there are low-down-payment options for eligible buyers, and gift funds or assistance can help. We'll build a plan around your budget.
Many first-time buyers qualify with a score around 580 (FHA) to 620 (conventional). If you're not there yet, we'll give you a step-by-step plan to get ready.
Start a quick application and share a few documents. With a complete file, a loan officer reviews it quickly and helps you get pre-qualified.
FHA Loans · VA Loans · Conventional Loans · USDA Loans · Jumbo Loans · See all loan options →
Tell us a little about your plans and a licensed Clear Home Loans loan officer will follow up to talk through your options. It takes about a minute, with no obligation.