Conventional
Flexible terms for primary, second, or investment homes.
- Down paymentLow-down-payment options
- Credit620+
- PMIDrops at 20%
The warm, honest way to your front door.
Buying a home is a big deal — and it should feel exciting, not overwhelming. At Clear Home Loans, real people guide you with honesty, patience, and a plan that fits your life.
Pick what feels right — we'll take it from there.
First home, forever home, or a fresh start — we meet you exactly where you are, no judgment and no jargon.
Feeling a little overwhelmed? That's completely normal — we'll walk every step with you.
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Lower your rate, tap equity, or size up to the home your family's growing into.
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Turn a fixer into your dream, or build from the ground up — with one simple loan.
See howAnswer a few quick questions and we'll point you to the path that fits — instantly, and no email required.
Big banks make owning a home feel hard on purpose. We do the opposite. When we lend with truth, trust grows and the stress melts away — that's the whole idea.
No maze, no surprises — just a clear path we walk together.
A friendly conversation about your goals — no pressure, no commitment.
Know what you may be able to afford and shop with confidence.
Tour with your agent knowing your financing is ready to move when you are.
We handle the details so closing day is the exciting part — because you're home.
First-time buyer, veteran, self-employed, investor, or told "no" somewhere else — there's a real program for you. Tap any card to see exactly how it works.
Flexible terms for primary, second, or investment homes.
Low down payment and flexible credit — perfect if you're just starting out.
A home loan benefit for eligible veterans and service members, with no monthly mortgage insurance.
A government-backed loan for eligible homes in qualifying rural and suburban areas.
Financing beyond conforming limits for higher-value homes.
One loan to buy (or refinance) and improve — make it truly yours.
Built for business owners whose tax returns don't tell the whole story.
Qualify on 12–24 months of deposits — no tax returns needed.
Qualify on the rent, not your income. Close in an LLC and scale.
Use your savings & investments to qualify — great for retirees.
Homeownership for borrowers who file taxes with an ITIN.
See a payment or what you can comfortably afford — no login, no strings. Real terms come from a quick chat.
No scare tactics — just real math with assumptions you control. Sometimes waiting is the right call; this helps you decide with your eyes open.
The stuff we wish everyone knew before buying or selling — written in plain English. Yours free.
Every step from "should I?" to "I'm home" — budgeting, credit, down payments, and what to expect.
Sell smart: timing, prep, pricing, and how to line up your next move without the stress.
The top questions real buyers ask us — answered simply, so you feel calm and in control.
Spoiler: often far less than 20%. Here's what's actually possible.
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The real minimums — and how to make your score work for you.
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A simple way to find a payment that feels good, not tight.
Read moreEvery Clear loan officer has their own page — say hi, apply, or book a call in minutes.
Real reviews from real families — read them (and leave your own) on Google.
Rated by families across the Southeast. Your review helps another family find their way home. 🤍
Tell us a little about you, and a caring Clear loan officer will reach out with real, personal options. It takes about a minute — and there's zero pressure.