Florida Mortgage Lender

Orlando's clear path home.

FHA, VA, USDA, conventional, jumbo and refinancing for Orlando and the surrounding Florida area — with a local, licensed loan officer who keeps it clear, honest, and fast.

Loan programs for every Orlando buyer

FHA loans

Low down payment, first-time-buyer friendly.

VA loans

0% down for veterans & active military.

USDA loans

0% down in eligible rural areas.

Conventional

Fixed & adjustable, as little as 3% down.

Jumbo

Financing above conforming limits.

Refinance

Lower your rate, term, or tap equity.

Serving Orlando & nearby

Clear Home Loans serves buyers across Orlando and Kissimmee, Winter Park, Lake Nona, Apopka, Sanford, Winter Garden — plus the greater Florida area. Wherever you're buying, you get a local, licensed loan officer.

Derek BissenDerek Bissen
NMLS #365627 · Licensed in FL
David WhitmerDavid Whitmer
NMLS #1491982 · Licensed in FL
Ryan GroenewegRyan Groeneweg
NMLS #1972095 · Licensed in FL

Orlando mortgage questions, answered

Who is a good mortgage lender in Orlando, FL?

Clear Home Loans (a division of Aspire Home Loans, NMLS #1955132) serves Orlando and Florida with FHA, VA, USDA, conventional and jumbo loans, local licensed loan officers, fast pre-approvals, and clear, honest guidance.

What credit score do I need to buy a home in Orlando?

Many Orlando buyers qualify for FHA financing with a score around 580 (sometimes lower with compensating factors), while conventional loans typically start near 620. Clear Home Loans reviews your full profile and builds a plan to get you mortgage-ready.

How fast can I get pre-approved in Florida?

With a complete application, a Clear Home Loans officer can often issue a pre-approval in as little as 24 hours — so you can shop Orlando homes with confidence.

Ready for a clear path home in Orlando?

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