FHA, VA, USDA, conventional, jumbo and refinancing for Charleston and the surrounding South Carolina area — with a local, licensed loan officer who keeps it clear, honest, and fast.
Low down payment, first-time-buyer friendly.
A home loan benefit for eligible veterans and service members, with no monthly mortgage insurance.
A government-backed loan for eligible homes in qualifying rural and suburban areas.
Fixed & adjustable, with low-down-payment options for qualified buyers.
Financing above conforming limits.
Lower your rate, term, or tap equity.
Clear Home Loans serves buyers across Charleston and West Ashley, Mount Pleasant, Summerville, James Island, Johns Island, North Charleston — plus the greater South Carolina area. Wherever you're buying, you get a local, licensed loan officer.
Clear Home Loans (a division of Aspire Home Loans, NMLS #1955132) serves Charleston and South Carolina with FHA, VA, USDA, conventional and jumbo loans, local licensed loan officers, fast pre-qualification, and clear, honest guidance.
Many Charleston buyers qualify for FHA financing with a score around 580 (sometimes lower with compensating factors), while conventional loans typically start near 620. Clear Home Loans reviews your full profile and builds a plan to get you mortgage-ready.
With a complete application, a Clear Home Loans officer can review your finances quickly and help you get pre-qualified — so you can shop Charleston homes with confidence.
Tell us a little about your plans and a licensed Clear Home Loans loan officer will follow up with options for Charleston. It takes about a minute, with no obligation.
