Texas Mortgage Lender

Austin's clear path home.

FHA, VA, USDA, conventional, jumbo and refinancing for Austin and the surrounding Texas area — with a local, licensed loan officer who keeps it clear, honest, and fast.

Loan programs for every Austin buyer

FHA loans

Low down payment, first-time-buyer friendly.

VA loans

0% down for veterans & active military.

USDA loans

0% down in eligible rural areas.

Conventional

Fixed & adjustable, as little as 3% down.

Jumbo

Financing above conforming limits.

Refinance

Lower your rate, term, or tap equity.

Serving Austin & nearby

Clear Home Loans serves buyers across Austin and Round Rock, Cedar Park, Georgetown, Pflugerville, Leander — plus the greater Texas area. Wherever you're buying, you get a local, licensed loan officer.

Sherri EckertSherri Eckert
NMLS #357516 · Licensed in TX

Austin mortgage questions, answered

Who is a good mortgage lender in Austin, TX?

Clear Home Loans (a division of Aspire Home Loans, NMLS #1955132) serves Austin and Texas with FHA, VA, USDA, conventional and jumbo loans, local licensed loan officers, fast pre-approvals, and clear, honest guidance.

What credit score do I need to buy a home in Austin?

Many Austin buyers qualify for FHA financing with a score around 580 (sometimes lower with compensating factors), while conventional loans typically start near 620. Clear Home Loans reviews your full profile and builds a plan to get you mortgage-ready.

How fast can I get pre-approved in Texas?

With a complete application, a Clear Home Loans officer can often issue a pre-approval in as little as 24 hours — so you can shop Austin homes with confidence.

Ready for a clear path home in Austin?

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